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Investment Advisors Customer Service Web site American Century 1-888-345-7654 www.americancentury.com Fidelity 1-800-343-0860 www.fidelity.com TIAA-CREF 1-888-200-4074 www.tiaa.org VALIC 1-800-448-2542 www.valic.com Vanguard 1-800-523-1036 www.vanguard.com RESOURCES: Johns Hopkins University 403(b) Plan See how each step you take today can make a meaningful difference tomorrow. As much as we'd all like to live forever (in good health, of course), it's important to plan for the future. For assistance with the online enrollment portal, please contact the Johns Hopkins University Retirement Center at TIAA at 888-200-4074, Monday to Friday 8 a.m.-10 p.m. (ET) and Saturday 9 a.m.-6 p.m. (ET). The complaints are nearly identical to those filed against MIT, New York University, Yale and Duke University, alleging that instead of using the plans' bargaining . The spend-down order of your accounts is determined by an algorithm and aims to optimize tax exposure (by generally exhausting taxable accounts first then tax-deferred accounts) and Social Security benefits. Review your 403(b) plan eligibility and learn more about the plans by visiting our Current Employees retirement page. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. NjFlODBmMDI1MzFmZGQ5MTMxOTUyMDk5Zjc1NDI0MWIwYmVlZTBmMDEwNTgy Compare the differences in investment options, services, fees and expenses, withdrawal options, required minimum distributions, other plan features, and tax treatment. When we turn 65, theres an 80% probability that well live to 80, and a 27% chance well reach 95.*. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). MTY0MWI3MDM4MDNmZTRjZTVkOGQzOGI5MDY3OTQxNGM3N2UwZGMzMDFhMjRi Call us at 800-755-5801. What are the benefits of owning mutual funds? See how much is invested in your account. To make retirement planning easier and more effective for employees, the number of investment choices is expected to be reduced GETTY IMAGES Hub staff report / Jan 13, 2020 Johns Hopkins University is conducting a review of its 403 (b) retirement plans, which will result in changes to the investment fund choices that are available to employees. What started as a small group of families gathered around a kitchen table in 1979 has blossomed into the nation's leading voice on mental health. If your plan allows, you can consider updating your contribution rate, the money set aside each paycheck for your retirement. 403(b) retirement savings plan; Tax-deferred annuities; Healthcare and . Johns Hopkins Medicine International helps facilitate the global expansion of the Johns Hopkins Medicine mission by providing patient-centered care for diverse populations and sustainable, innovative collaborations that raise the standard of health care around the world. IMPORTANT: The projections or other information generated by the engine regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Company. Represented Employees 403(b) Plan, The Johns Hopkins Health System Corporation 403(b) Plan, Transamerica Retirement Advisors, LLC Form CRS, Click "Dashboard" under the Investments menu on the top, Explore your options to create a profile, enter your retirement goals, and, Click "Beneficiaries" under the My Plan menu on the top, From here you can name or update beneficiaries on your account, Click "e-documents" under the Documents & Forms menu on the top. These costs are allocated to each participant in a uniform way. 2023 Johns Hopkins University Human Resources, Meet with an Expert from Marsh McLennan Agency. For more detailed information, download the summary plan description. Contributing even a small amount now can potentially make a big difference by the time you retire. An advantage is that your contributions and earnings may be eligible to be tax-free at retirement. Rebecca Moore. The TIAA group of companies does not provide legal or tax advice. . These frequently asked questions and answers provide general information and should not be cited as authority. Personalized services provide access to a number of plan features and investments that you pay for, only if you use them. ZjZjYTM2YjUyZmIxYWMxOWVkNTVjNDIxM2Y2ODMxN2Y0YTRmMGVhYTAzMzk0 Prior to rolling over, consider your options. The Morningstar name and logo are registered marks of Morningstar, Inc. Research our firm using FINRA's BrokerCheck. You can choose to receive income for a set period of two to 30 years, depending on the terms of our contract and your plan's rules (and not to exceed your life expectancy). Comments are welcome at the town hall meetings, or employees can submit comments and suggestions by email to 403bFeedback@jhu.edu. Its California Certificate of Authority number is 6992. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Some of these expenses are fixed and other expenses may vary from year to year. To read our privacy policy click here. Learn ways to save and invest to help you prepare for your retirement. If income is needed and no other sources of income exist, the engine will be forced to withdraw from tax-deferred accounts holding after-tax money and tax deferred accounts in the simulations, as needed. If you have an online account, please have your login information available. See how changing your payroll deductions could impact your take home pay. You can leave the tool now and go to Insights to read articles, use tools and see videos that will help you step forward. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. It is possible to lose money by investing in securities. You can: Speak with a retirement plan specialist to review your options. The 403 (b) plan is in many ways similar to its better-known cousin, the 401 (k) plan. Tell us about your future goals and well help you plan. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. MWY4MDE1ZjZiZTZlNDYzZjQzMTE1NTU4YzNmZmQwNTBlNjc5MDFmNTYyM2Nm This will be identified as "TIAA Plan Servicing Credit" on your statements. Johns Hopkins University is conducting a review of its 403(b) retirement plans, which will result in changes to the investment fund choices that are available to employees. NTFkZGViMDI5Yjg0OGJjZjUxNDAxMzA4ZmJkZTI1NTgxNDJhNWZlMjQ3ZGRk YzE4NGMxZTI5ODQzZDkxYmMxMmMwZWM1NWRlMjQ2ZGJhNTc2NjNiMDU5NWU3 You will need your Social Security Number and PIN. Your plan's funds - JOHNS HOPKINS UNIVERSITY 403 (B) PLAN Your plan offers the following diversified lineup of funds. In a recent Issue Snapshot about how the annual limit on retirement plan contributions under Section 415(c) of the Internal Revenue Code ("Code") applies to 403(b) plans, the IRS revealed that it expects 403(b) plan sponsors to maintain procedures to inform employees about Section 415(c)'s special aggregation rule for 403(b) plans and to . ZjMzNzY0YmU2NWVkODFhNDNmZTBmYmI3YTI2YzQxNTI1YmQ4YjczNzllMzBk Transamerica VoicePass can provide security and convenience without having to remember a password when you call. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. The Your Retirement Outlook graphic reflects the difference between the models estimated annual income (which corresponds to a 70% probability level of income in the investment scenarios simulated) and your annual income goal. Guarantees are based on the claims-paying ability of the issuer. To locate past Hub and Hub at Work articles, use the search function at the top of the page. General Participation Contributions Plan Investments Loans and Distributions Be sure to consider whether such a transfer changes any features or benefits that may be important to you. This will help guide which investments you choose. If you need a new PIN, please contact Customer Service at 800-755-5801. Beneficiary required minimum distributions, All Children's Health System, Inc. - 403(b) Savings Plan, District 1199 SEIU - The Johns Hopkins Hospital 403(b) Plan, Howard County General Hospital 401(k) Plan, Johns Hopkins Medical Associates 401(k) Plan, Johns Hopkins Home Care Group 403(b) Plan, Johns Hopkins Medical Management Corporation 401(k) Plan, Suburban Hospital, Inc. 403(b) Savings Plan, The Johns Hopkins Bayview Medical Center, Inc. You have options. 403(b) Plan View plan details Income Deferral 403(b) Plan for Residents, Interns & Postdoctoral Fellows View plan details Take charge of your future today. You are eligible to receive the university's contribution to the Plan if you are a full-time or part-time senior staff member age 35 or older; or if younger than 35 have . Log in; Sign up; 401(k) Guidance; . Contributing money on a Roth basis is available to all Health System, JHH and Bayview employees. IMPORTANT INFORMATION - Please download and read, Please download and review the Transamerica Retirement Advisors, LLC Form CRS. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. Both options receive favorable tax treatment under the plan. Get professional and free 403b portfolio allocation advice and funds analysis for Johns Hopkins University 403(b) Plan, Vanguard retirement plan. Evolution of 403(b) Landscape . ZGIyNTZmYjgwYWMzYWU2MTk3OWYxNmE3NzI5Y2EwY2EzOGE5YmU2ZDBmYTg3 You will need your Social Security Number and PIN. Take advantage of it. eyJtZXNzYWdlIjoiNzcyNzYxZTE1ZWFkNjYxMmUwMTc1MmJhNDdjMDZkNGMx These lower risk products offer a guaranteed income that you cant outlive. JOHNS HOPKINS UNIVERSITY 403(B) PLAN is a DEFINED CONTRIBUTION PLAN. If you don't see "Beneficiaries" from your online account, please contact your plan administrator. Edit the available investment options for the plan. Its California Certificate of Authority number is 6992. Contact JHU's dedicated retirement service center at 888-200-4074, 8 a.m. to 10 p.m. weekdays, for answers to your questions. You can put money away for retirement while saving on taxes. New employees are automatically enrolled in the program with an initial 2% pre-tax contribution level. We are vaccinating all eligible patients. How much you can borrow may depend on the amount you currently have in the plan that is eligible for loans and whether you have other outstanding loans. You are not taxed on the money until it is withdrawn, presumably at retirement when you will be in a lower tax bracket. Social Security estimates are based on the Social Security Administration methodology and your current salary. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Click here to view JHH Union Benefits Package! All Transamerica companies are affiliated, but are not affiliated with your employer. Who would benefit most from owning mutual funds? The National Alliance on Mental Illness (NAMI) is t An annuity is an insurance contract with one or more fixed-rate and variable investment options. See how your retirement plan can be a helpful tool for investing for your future. The University of Miami, Coral Gables, Fla., has agreed to pay $1.85 million to settle claims by participants in the university's 403 (b) plan and four other defined contribution plans that the . Oct 8, 2020. And remember, current employees can make retirement savings elections at any time through the Retirement Plans Enrollment Portal. Mortality assumptions are based on the Society of Actuaries tables. JHU's retirement plans reward you for your contributions and help you build toward future financial security. Please refer to your contract or certificate for full details or contact us at. Yzc2YmVhNjI2ZGFiNjNmYzc2ZmMzM2E4ODY5Mzc2ZDYyMmEwNjk3ZWQ0MTVj 2023 Johns Hopkins University Human Resources, https://hr.jhu.edu/wp-content/uploads/tiaa_roth_012023.mp4. Reported by John Manganaro Typically, a Company Sponsor (Employer) of this type of plan creates an account for every individual Participant. We offer several different retirement plans, depending upon your job classification and hire date. Affordable Health, Vision, and Dental Insurance Plans Vacation & Sick Time; plus 3 free days, and 7 paid holidays However, diversification doesn't guarantee against loss. The maximum loan amount available to you is calculated based on the total accumulations in your contract, minus any Roth accumulations. Cut through the noise with concise and relevant market commentary from Tom Wald, CIO of Transamerica Asset Management, Inc., on questions investors face as they pursue their retirement goals. Apply; Save Job ; Refer a Friend; Back; Job Details. Determine your required minimum distribution (RMD). Find out who to contact about enrollment or investing. Regular contributions are then made by the Employer, the Participant, or both. Check your investment mix. Each offers employees a tax-advantaged way to save for retirement. Consider adding annuities1 to your retirement plan so you can create a foundation of guaranteed monthly income for life when you stop working. Transamerica's Customer Service Department800-755-5801 (Monday Friday: 8 a.m. 9 p.m.)Website:jhm.trsretire.comEmail:CustomerCare.Retirement@transamerica.com. DISTRICT 1199SEIU - THE JOHNS HOPKINS HOSPITAL 403(B) PLAN is a DEFINED CONTRIBUTION PLAN. Text 'HELP' for Help. 2023 Johns Hopkins University Human Resources, Meet with an Expert from Marsh McLennan Agency. Current investment options are assigned to asset classes based on Morningstar Categories, and fees and charges inherent in investing are incorporated with an average fee assumption for each asset class. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. In an email to faculty and staff, Heidi Conway, vice president for human resources, invited faculty and staff to learn more about the process on the HR website and by attending one of several town hall meetings in January and February. 1002(2)(A) and 1002(34). If you have indicated within your Retirement Profile, Advice Services Profile, or your Managed Advice Profile that you are retired, you are required to input your actual Social Security benefit amount provided by the Social Security Administration. YTZjODkzYjUzZTM1MmY4ODFjMGE0OTY0ZDk4YjA4NDdlN2VkNjExNDZhMDkx This post was updated on September 27, 2022. You are eligible to immediately make voluntary pre-tax and/or Roth contributions to the Plan if you are a full-time, part-time, visiting, limited, or casual faculty member. The 2007 regulations under Code section 403(b) are an attempt to align the 403(b) rules with the qualified plan rules applicable to for-profits (i.e., 401(k), profit-sharing and other qualified retirement plans). To learn more about the brokerage service including fees call 800-927-3059 or Get the BasicsOpens in a new window. See how automated portfolio service,Managed Advice, can help keep you on course to and through retirement. 2023 Transamerica Corporation, Change how much you invest for the future. NmM1MGI1NjIyYTczMDk4ZWQ2NGNjODg3ZGE2YjczYjJkZmZlNmUxYWZjNTI3 OWM3N2FjM2ZkZDhhYmIxYmRkY2QxMmUwMjNhNmNhZWE4YTliODVkYTAwZDZk SECURE 2.0 Act of 2022 was signed into law on December 29, with policy changes that will affect both the administrators of and participants in qualified retirement plans and IRAs. Requisition #:616834 Location:Johns Hopkins Hospital Nursing, Baltimore, MD 21201 Category:Allied Health/Clinical Professional Schedule:Night Shift You may receive the universitys matching contribution if you are a full-time or part-time support staff or bargaining unit member after two years of service. Return assumptions are updated annually; these updates may have a material impact on your projections. If you do not maintain a Retirement Choice and/or Retirement Choice Plus account and therefore no TIAA Plan Servicing Fee was assessed, your investment revenue share credit will be reduced by the amount of the fee inorder to cover plan administrative services expenses. Any withdrawals from tax-deferred sources may be assessed an early withdrawal penalty which is taken into consideration in these illustrations. There is an annual limit on contributions as determined by the IRS. All qualified applicants will receive consideration for . General record keeping and other plan services. JOHNS HOPKINS HEALTH SYSTEM CORPORATION 403 (B) PLAN. Simply log in for more information. Tax rules are applied throughout the process, including required minimum distribution rules that apply to some tax-deferred accounts. If your plan allows, you can choose to receive regular income payments (minimum $100) on a semimonthly, monthly, quarterly, semiannual or annual basis. What is the difference between a mutual fund and an annuity? Participation is optional. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. Transamerica has licensed the Morningstar Wealth Forecasting EngineSM from Morningstar, Inc., which is used by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc., in the services it provides to participants. Call our customer care team at 800-755-5801 for help with your Transamerica retirement account. Review the fees and expenses you pay, including any charges associated with transferring your account, to see if consolidating your accounts could help reduce your costs. The returns you experience may be materially different than projections. 443-997-3759. However, diversification doesn't guarantee against loss. The probability illustrations assume both retirement at the age at which you qualify for full Social Security benefits and an annual retirement income goal of 80% of your projected final working salary. Generated by Wordfence at Sat, 4 Mar 2023 20:32:13 GMT.Your computer's time: document.write(new Date().toUTCString());. Fees and expenses have always been part of a retirement savings plan-some fees are associated with the administration of the plan and may be covered by your employer, while others are paid by you based on the specific investments and services you choose. 403b Retirement Savings with Match If you make a withdrawal prior to age 59, you may be subject to a 10% penalty in addition to ordinary income tax. YTk2YzdlOWNlMWJiZWI3M2YzYTdkYjU4NmUxMzQyMWE5OTI4MzRlN2M1OGMy Mutual funds offer systematic withdrawals. OGFlZmQ1NWQ1MzE0ODNiNzNkZTRiYmNjZTEzYWUwMjNhNWJkNDBjYWU0OWE2 Learn ways to save and invest to help you prepare for your retirement. Masks are required inside all of our care facilities. If you believe Wordfence should be allowing you access to this site, please let them know using the steps below so they can investigate why this is happening. Argentina Australia Belgi (Nederlands) Belgique (Franais) Brasil Canada (English) Canada (Franais) Deutschland Espaa France Hong Kong India Ireland For help and advice, schedule an appointment with a TIAA investment professional or attend a seminarOpens in a new window. If you are age 50 or older, you may also be eligible to make catch-up contributions (up to an additional $7,500 in 2023). The purpose of this website is to inform current and former participants and beneficiaries in The Johns Hopkins University 403 (b) Retirement Plan about the settlement of this Action, including that you may be entitled to benefits under the class action settlement. To increase your savings even further, the Health System added (through December 31, 2008) matching credits to your benefit under the JHHSC Retirement Plan, based on the amount that you contribute to . You are eligible to receive the universitys contribution to the Plan if you are a full-time or part-time senior staff member age 35 or older; or if younger than 35 have completed two years of service. About the Plan Johns Hopkins University offers this plan as part of workplace benefits. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. Think about these three easy things you can do to keep your momentum & finish strong: Taking advantage of any new plans or matches your employer may offer. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). You are eligible to immediately make voluntary pre-tax and/or Roth contributions to the Plan if you are a full-time, part-time, visiting, limited, or casual faculty member. Contact TIAA or your HR Office to verify details of your plan(s) in regards to loan availability and transfer/rollover loan eligibility. ZGI2Y2MwNWNmYmY4YjVlMjc0NWMyMGFhNDI2MTUxNWY5YzBmNzliMzY3YmEw A class-action lawsuit was filed Thursday against Johns Hopkins University on behalf of 24,000 faculty and staff members contending that the university's $4.3 billion retirement plan charged . N2RmMTE3NDM0MGE5NWU1OWE5ZTUzZWI0ZTU3ZTZlODFmZDg0MTgxZDUxYmE5 See the Summary Plan Description for additional information on the universitys 403(b) Plan. Withdrawals of earnings are subject to ordinary income tax plus a possible federal 10% penalty if made before age 59. Start with easy recipes, videos, and tips from the Transamerica Center for Health Studies. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. MjFhMTRlYTA1NDIzMGY3YjEyNjZjMTE2YTRiYjJhZTE4ZDdjY2M5MzY0MzM2 YjZkZjFlOWU4ZDM0MjNiZGVkNTUiLCJzaWduYXR1cmUiOiI0ZDlhYjA1NjUw This requirement is similar to one in a settlement announced in April affecting the 403 (b) plan of Vanderbilt University, Nashville. How the plan works Roth 403 (b) Access your account Your plan may distribute your entire balance if the value does not exceed $2,000. We offer several different retirement plans, depending upon your job classification and hire . There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. Posted in Benefits+Perks Tagged hr newswire In addition, for more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window which is a good source for additional plan and investment-related information. Its California Certificate of Authority number is 3092. Senior Staff hired prior to July 1, 2011 will receive contributions equal to 6% of your base salary, increasing to 12% when you reach age 35. N2NkMmQ0MWQxMTY0NDA0MTJiODFmYWJjMDMwMmZhZjQzMTM2MTY3ZmYxZWVh Reviewing your current investment mix to see if you need to rebalance your portfolio as you near retirement. OTNlYTA2NTYzNGJhMGQyNTk3NjdmNDVjNmUzZDNmNGM5YTYxNjEzNTI2NmQy Even if you don't contribute at all, you still get the 4% or 8%. The Johns Hopkins University. Is there a tax advantage to owning variable annuities versus mutual funds? NmI0NjMwN2EyMjM0MDc3NmE1MTQ4OGUzY2IyZTM0OGQzYTk1Mjc1YTQzNjQ0 First, think about how far off retirement is. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Some asset classes have relatively limited histories; for these classes the models use historical data for shorter time periods. TIAA has partnered with Notarize.com (www.Notarize.com/TIAAOpens in a new window) to offer a digital and secure way for you to fulfill notarization requirements for your forms. Class action lawsuits in question generally focus on university 403(b) plans, which are defined-contribution . For personalized face-to-face service, Transamerica Retirement Consultants hold regular office hours on the main campus and the Bayview Medical Center campus. . A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company. All investing is subject to risk. Your selected retirement year (and your spouse/ partners retirement year as applicable) can vary the withdrawal sequence determined by the engine. You may have access to these products when you choose your options in enrollment. Settlement in Johns Hopkins 403 (b) Plan Lawsuit Includes Recordkeeper Bid The $14 million settlement agreement also requires the University to retain an independent consultant to assist plan fiduciaries in reviewing the plan's existing investment structure. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. A 403 (b) plan (also called a tax-sheltered annuity or TSA plan) is a retirement plan offered by public schools and certain 501 (c) (3) tax-exempt organizations. Its California Certificate of Authority number is 3092. How much could you receive from Social Security? Find out if you'reOnTrack for a sunny retirement. Faculty 403(b) Eligibility. ZDdhNjg4YTI1NjcwYTQ4ZGRhNDhlYjA3ZTQ1ZTExYWZiMGIzYWUwNzJkNjRl Log In / Sign Up: 401(k) Guidance Management Services. You must be fully terminated; including from any part-time, limited-time, visiting, and casual-on-call positions. Name Conservative (%) Moderate (%) Aggressive (%) . You are eligible to immediately make voluntary pre-tax and/or Roth contributions to the Plan if you are a full-time, part-time, visiting, limited, or casual faculty member. . A SECURE 2.0 summary of provisions, purpose, and timing. MDIxZTRlYTE3NmVmOGFhOWYzYTg3YzU0NDI5OGUwOGNiMjk0OWEyMjNiOGRl About Probability Illustrations, Limitations, and Key Assumptions. The value of a variable annuity is subject to market fluctuations and investment risk so that, if withdrawn, it may be worth more or less than its original cost. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. While you are employed by the university, you may withdraw any of your interest in the Plan (including university contributions and earnings) after you reach age 70 . You may also elect to contribute a different percentage of your salary on a pre-tax or after-tax (Roth) basis. Create an online account to manage your retirement plan. Do not sell/share my personal information. Learn about Johns Hopkins University's retirement savings and planning services and support for employees and retirees. 10. NmRmYmJmNjdkMzllMDIyZWI3NGYxOTRmZGUyNDYzODBhODAxZDE4ZGVjNTZi Morningstar Inc. and Morningstar Investment Management LLC are not affiliated with Transamerica. You can also contact us online. Research indicates that a more streamlined approach with fewer fund choices makes retirement planning easier and more effective for employees. Once logged in, you'll be taken directly to the desired page. We realize the enrollment process requires making tough decisions. Thanks to compounding, any earnings on your investments gets reinvested and can potentially earn even more money, and so on. In addition to all personal information you have inputted into your Retirement Profile, Advice Services Profile, or your Managed Advice Profile, and, if applicable, any retirement plan information that Transamericas record keeping system maintains such as account balance, contribution rates, asset allocation and retirement plan information, the probability illustrations contemplate tax rates, retirement needs, social security, and future cash flows. You may also review your existing accounts and make transactions online by logging into your secure account. Typically, a Company Sponsor (Employer) of this type of plan creates an account for every individual Participant. I have a form requiring notarization. This plan allows you to receive a cash withdrawal. ZjIwNDI5YmIwMzE1YjkwYmVlNTkwZjMxYzQ5MGVmNTNiMTc1NjZmZWYzNDk1 $20,000.00 Sign-On Bonus for Experienced ICU RNs! You can increase, decrease or suspend the payments at any time. BALTIMORE, maryland 21218-3637. JHUs retirement plans reward you for your contributions and help you build toward future financial security. There is no guarantee that your income goal will be achieved or that the aggregate accumulated amount will ensure a specified annual retirement income. ZmY5ZmJhZjFjNzRmZWUxNzFiM2JhZWMyMWJiNGE3MGYwZTM3MjA3MjM0YzYy For general retirement plan questions, contact the JHU Benefits Service Center at 410-516-2000 or benefits@jhu.edu. Securities are offered through Transamerica Investors Securities Corporation (TISC), memberFINRA, 440 Mamaroneck Avenue, Harrison, NY 10528. An annuity is an insurance contract with one or more fixed-rate and variable investment options. Taxes and penalties may apply. Through JHU's myChoices Retirement portal, you can enroll, view your current plan, make changes to your contribution, or otherwise manage your JHU retirement savings at any time of the year. NDhlZGFmYzkxNTY4NTZmMmVmZjgzYmI2NGU4MWRjMmI4ZDAyY2RmNjk3MGM1 Current Employees. Many participants enjoy the diversity of investing in mutual funds in their retirement plans.